PSD2 – the second coming is nigh

Turning and turning in the widening gyre The falcon cannot hear the falconer; Things fall apart; the centre cannot hold; Mere anarchy is loosed upon the world, The blood-dimmed tide is loosed, and everywhere The ceremony of innocence is drowned; The best lack all conviction, while the worst Are full of passionate intensity. Not only […]

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Proper Digital Engagement

I am a big fan of well designed notifications. I have seen a couple of fantastic ones recently. This one by Capital One highlighting a rising charge Great email from @CapitalOne — Javan Makhmali (@javan) August 14, 2015   And this one by new guys Mondo, which is a simple but beautiful you have […]

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Blockchain Bandwagon

As more and more banks & VC’s start investing in Bitcoin and ever more the Blockchain it seems this almost nursery school age technology is destined to play an ever greater and more influential role in the future of finance. It is being breathlessly lauded as the potential destroyer of almost every complex process of […]

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Where is the Uber of banking? Nowhere hopefully.

Chris Skinner wrote an interesting post a while back entitled ‘Where is the Uber of banking?‘. And then we have this widely shared piece of insight from Tom Goodwin   ‘Uber, the world’s largest taxi company, owns no vehicles. Facebook, the world’s most popular media owner, creates no content. Alibaba, the most valuable retailer, has […]

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Digital Biscuit Tins

I have worked for a bank for the best part of two decades but I am still rubbish with managing my money. I have zero control or comprehension of where I am with my money day today let alone a longer term view with regards to things like pensions or mortgage pay off dates or […]

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